Types of Signatures on Legal Documents

In Uncategorized by Tramontozzi Law

In this day and age, documents are often shared electronically. Original signatures on physical documents has become rare in many cases. When it comes to signatures on legal documents, electronic copies are often acceptable but there are a few cases where real signatures are required. Fax or Scanned Signatures General contracts, including real estate documents, are commonly shared via fax …

Closing Delays from TIL-RESPA Integrated Disclosure

In Real Estate by Tramontozzi Law

The new integrated disclosure forms to be used by mortgage lenders is set to begin next week (October 3, 2015).  The new forms are designed to simplify the information provided by lenders and to make fees and other costs easier for consumers to understand. Massachusetts home buyers and sellers should be aware that there may be closing delays from TIL-RESPA integrated disclosure. …

FHA Changes Affect First Time Home Buyers

In Real Estate by Tramontozzi Law

FHA recently (September 15, 2015) applied some changes to their mortgage qualification process and criteria. Many of this round of FHA changes affect first time home buyers, especially those in or recently graduated from college. If you are a first time home buyer currently searching for a home and hoping to use an FHA loan, this information will be important …

Probation in Massachusetts

In Criminal Law by John Tramontozzi

Probation in Massachusetts allows you to return to society, but there are certain restrictions to your freedom. There are different types of probation and specific terms that may apply. The following is a general overview of some common probation terms. Reasons for Probation in MA Probation may be granted as an alternative to jail time. Most defendants are thankful to receive probation …

Pedestrian Accidents and What to Do | MA Driving Accidents

In Auto Accidents, Pedestrian Accidents by John Tramontozzi

According to the US Department of Transportation, there were 76,000 pedestrians injured in accidents in the United States during 2012. 4,743 pedestrians were killed during that same year. In Massachusetts alone, there were 72 pedestrian accidents in 2012. Pedestrian accidents are very scary and certainly something that all Massachusetts drivers would want to avoid. Here is some helpful information on MA driving accidents, …