Many people believe that you only need an estate plan if you’re wealthy or nearing retirement. But the reality is you should have an estate plan so that your personal wishes are carried out when you can no longer manage your affairs. This can happen at any stage in life. At a minimum, an estate plan should address your wishes …
Buying Your First Home and What to Expect
Many people enter the purchase of a home process with both excitement and trepidation. It is helpful and reassuring to know what to expect as go through the process in terms of expenses and the process. What is Included in the Closing Cost Closing costs generally cover the following services: Attorney’s fees (yours and your lender’s if applicable) Title insurance …
Is It Time to Refinance Your Home?
Homeowners who bought their home when mortgage rates were low may have no interest in refinancing their present loan. However, if you bought your home when rates were higher or have an adjustable rate loan you should consider refinancing to a loan that has more favorable terms and lower interest rates. Refinancing is similar to the process you went through …
Real Estate Terminology and Transactions: Do I Need a Lawyer?
Real Estate has a language all its own just an in many other industries. This language can be both confusing and intimidating. The following are some basic terms used when listing your home for sale or when you are in the market to purchase a home in Massachusetts. Listing agreement – the contract that’s signed between a person selling a …
Boating Accidents in Massachusetts
Boating accidents happen far more often than you may think. With the summer season in full bloom and holiday boat use in full swing it is important to exercise extreme caution. If you get injured or suffer property damage by a motorboat or sailboat, there are some things you should know about within your legal rights. While significant injuries are …
What To Do if I am Hit by a Car
Experienced in resolving pedestrian accidents in Melrose, Massachusetts If you or a loved one are injured in an accident caused by a negligent driver John Tramontozzi at Tramontozzi Law in Melrose MA is here for you. Although many pedestrians look carefully for oncoming traffic, according to the National Highway Traffic Safety Administration (NHTSA), on average, a pedestrian is killed every …
What To Do if You Hit a Pedestrian in Massachusetts
Traveling in a several ton vehicle in congested areas or even in easier driving conditions is full of unexpected events. If you or a loved one are in involved in an accident involving a pedestrian and a vehicle you are experiencing a traumatic life changing event. Here are some recommendations for those involved in these situations both as a pedestrian …
Construction Site Accidents in Melrose Massachusetts
If you or someone you love has suffered as a result of any sort of construction site, you need to contact John Tramontozzi at Tramontozzi Law immediately to schedule an initial consultation. Construction is an effort to increase overall value of the property upon which it’s built and is an industry which is a vital cog in the economy, and …
What Is Estate Planning? The Ten Tasks
You have often heard the phrase, “You can’t take it with you.” For this reason, it is important to have a sound estate plan in place to ensure that your assets are distributed according to your wishes and will provide for the security of your dependents and loved ones. It can also transfer or liquidate business interests avoiding complications and confusion. Estate planning …
Motorcycle Accidents
Motorcycles can be a wonderful means of transportation and for many a great recreational activity. But when a car cuts you off or stops suddenly in front of you the resulting injuries from the motorcycle crash can be severe. If you are injured in a motorcycle crash get medical attention right away. The serious injuries affect not only you but …